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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. Benefits required under the child immunization coverage shall NOT be subject to

A) a deductible.
B) an annual maximum number of immunizations.
C) a set immunization schedule.
D) a prior authorization.

2. Which rider includes coverage for the insured's spouse and children?

A) Jumping juvenile
B) Payor benefit
C) Family
D) Guaranteed insurability

3. How does a survivorship life policy payout?

A) upon granting of a divorce decree
B) upon attainment of a fixed age
C) upon the death of the first insured
D) upon the death of the last surviving insured

4. On an individual insurance application, which of the following signatures is NOT required?

A) The insurer.
B) Insured if different from the applicant.
C) Applicant.
D) The producer.

5. The Oklahoma Insurance Commissioner is elected to office and has all of the following powers and duties EXCEPT

A) jurisdiction over complaints against anyone engaged in the insurance business in Oklahoma.
B) responsibilities to adopt reasonable rules and regulations.
C) enact legislation dealing with insurance.
D) authority to conduct hearings.

Solutions: